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TSB Financial branch lobbies will be closed on Saturdays beginning on Saturday, April 12. Drive-ups will remain open. For locations and hours, visit our locations page.

Rates are effective as of October 28, 2024

Savings Account Rates

Comparison table of Savings Account Rates

Product

Dividend Rate

APY*

Statement Savings 0.20% 0.20%
IRA 0.50% 0.50%

Health Savings Account Rates

Comparison table of Health Savings Account Rates

Product

Dividend Rate

APY*

HSA** 0.50% 0.50%

Money Market Account Rates

Comparison table of Money Market Account Rates

Product

Dividend Rate

APY*

Money Market** Tier 1 $.01 to $4,999.99 0.25% 0.25%
Money Market** Tier 2 $5,000 or More 0.85% 0.85%

Certificate Rates

Comparison table of Certificate Rates

Product

Dividend Rate

APY*

3 Month Certificate*** 4.31% 4.40%
6 Month Certificate 4.27% 4.35%
12 Month Certificate 4.22% 4.30%
18 Month Certificate 4.12% 4.20%
24 Month Certificate 3.69% 3.75%
36 Month Certificate 3.45% 3.50%
48 Month Certificate 3.20% 3.25%
60 Month Certificate 2.96% 3.00%

    *  APY is Annual Percentage Yield
  **  Fees may reduce earnings.  Specified accounts have minimum daily average balance requirements.
 *** Must have a TSB Bank checking, savings, or loan at CD opening or renewal to qualify for the Relationship Rate.
**** Minimum daily balance required to earn APY

Rates are subject to change.  Contact your local office for current rates.
Penalty may apply for early withdrawal on Certificates of Deposit.
The daily balance method applies a daily periodic rate to the principal in the account each day.
Member FDIC