Rates are effective as of October 28, 2024
Savings Account Rates
Product | Dividend Rate | APY* |
|---|---|---|
| Statement Savings | 0.20% | 0.20% |
| IRA | 0.50% | 0.50% |
Health Savings Account Rates
Product | Dividend Rate | APY* |
|---|---|---|
| HSA** | 0.50% | 0.50% |
Money Market Account Rates
Product | Dividend Rate | APY* |
|---|---|---|
| Money Market** Tier 1 $.01 to $4,999.99 | 0.25% | 0.25% |
| Money Market** Tier 2 $5,000 or More | 0.85% | 0.85% |
Certificate Rates
Product | Dividend Rate | APY* |
|---|---|---|
| 3 Month Certificate*** | 4.51% | 4.60% |
| 6 Month Certificate | 4.46% | 4.55% |
| 12 Month Certificate | 4.41% | 4.50% |
| 18 Month Certificate | 4.17% | 4.25% |
| 24 Month Certificate | 3.69% | 3.75% |
| 36 Month Certificate | 3.45% | 3.50% |
| 48 Month Certificate | 3.20% | 3.25% |
| 60 Month Certificate | 2.96% | 3.00% |
* APY is Annual Percentage Yield
** Fees may reduce earnings. Specified accounts have minimum daily average balance requirements.
*** Must have a TSB Bank checking, savings, or loan at CD opening or renewal to qualify for the Relationship Rate.
**** Minimum daily balance required to earn APY
Rates are subject to change. Contact your local office for current rates.
Penalty may apply for early withdrawal on Certificates of Deposit.
The daily balance method applies a daily periodic rate to the principal in the account each day.
Member FDIC