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Deposit Rates - Effective July 16, 2018

Rates & Resources

Deposit Rates

Savings Account Rates

Savings Account Rates

Product

Min. Daily Balance****

Interest Rate

APY*

Statement Savings $0.01 0.10% 0.10%
TISBY Savings Bunch $0.01 0.25% 0.25%
IRA $0.01 0.10% 0.10%
Hunters Choice $0.01 0.30% 0.30%
Christmas Club $0.01 0.30% 0.30%

Checking Account Rates

Checking Account Rates

Product

Min. Daily Balance****

Interest Rate

APY*

HSA** $0.01 0.10% 0.10%
NOW** $0.01 0.05% 0.05%
Super NOW** $0.01 0.10% 0.10%

Money Market Account Rates

Money Market Account Rates

Product

Min. Daily Balance****

Interest Rate

APY*

Money Market** Tier 1 $.01 to $4,999 $0.01 0.15% 0.15%
Money Market** Tier 2 $5,000 or More $5,000 0.25% 0.25%

Certificate of Deposit Rates

Certificate of Deposit Rates

Product

Min. Daily Balance****

Interest Rate

APY*

3 Month Certificate $500 0.10% 0.10%
3 Month Relationship Rate*** $500 0.15% 0.15%
6 Month Certificate $500 0.15% 0.15%
6 Month Relationship Rate*** $500 0.30% 0.30%
12 Month Certificate $500 0.20% 0.20%
12 Month Relationship Rate*** $500 0.50% 0.50%
18 Month Certificate $500 0.25% 0.25%
18 Month Relationship Rate*** $500 0.55% 0.55%
24 Month Certificate $500 0.50% 0.50%
24 Month Relationship Rate*** $500 0.70% 0.70%
36 Month Certificate $500 0.65% 0.65%
36 Month Relationship Rate*** $500 0.85% 0.85%
48 Month Certificate $500 0.90% 0.90%
48 Month Relationship Rate*** $500 1.10% 1.10%
60 Month Certificate $500 1.00% 1.00%
60 Month Relationship Rate*** $500 1.30% 1.30%

Business Checking Account Rates

Business Checking Account Rates

Product

Min. Daily Balance****

Interest Rate

APY*

Business NOW Checking $1,000 0.05% 0.05%

    *  APY is Annual Percentage Yield
  **  Fees may reduce earnings.  Specified accounts have minimum daily average balance requirements.
 *** Must have a TSB Bank checking, savings, or loan at CD opening or renewal to qualify for the Relationship Rate.
**** Minimum daily balance required to earn APY

Rates are subject to change.  Contact your local office for current rates.
Penalty may apply for early withdrawal on Certificates of Deposit.
The daily balance method applies a daily periodic rate to the principal in the account each day.

Member FDIC