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Certificate of Deposit

Personal Banking

Watch your money grow by investing in a TSB Bank Certificate of Deposit. Choose from a wide range of terms that best fit your needs.

  • Available in terms from 3-60 months
  • Automatic renewal for your convenience
  • Various interest payment plans are available
  • Rates vary with the terms of Certificate and are subject to change
  • There may be a penalty for early withdrawal

Rates are effective as of November 29, 2021.

Certificate of Deposit Rates

Certificate of Deposit Rates

Product

Min. Daily Balance****

Interest Rate

APY*
3 Month Certificate $500 0.05% 0.05%
3 Month Relationship Rate*** $500 0.10% 0.10%
6 Month Certificate $500 0.10% 0.10%
6 Month Relationship Rate*** $500 0.20% 0.20%
12 Month Certificate $500 0.20% 0.20%
12 Month Relationship Rate*** $500 0.40% 0.40%
18 Month Certificate $500 0.25% 0.25%
18 Month Relationship Rate*** $500 0.45% 0.45%
24 Month Certificate $500 0.40% 0.40%
24 Month Relationship Rate*** $500 0.60% 0.60%
36 Month Certificate $500 0.50% 0.50%
36 Month Relationship Rate*** $500 0.70% 0.70%
48 Month Certificate $500 0.65% 0.65%
48 Month Relationship Rate*** $500 0.85% 0.85%
60 Month Certificate $500 0.75% 0.75%
60 Month Relationship Rate*** $500 0.95% 0.95%

Open a Certificate of Deposit

For current rates stop by your local office or call a personal banker:

     * APY is Annual Percentage Yield
 ***  Must have a TSB Bank checking, savings, or loan at CD opening or renewal to qualify for the Relationship Rate.
**** Minimum balance to earn APY

Member FDIC