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Effective Friday, Sept. 26, TSB Digital Banking and TSBBanking.com will no longer be available. All TSB members will transition to Empeople.com and Empeople Digital Banking on Monday, Sept. 29.  

Watch your money grow by investing in a TSB Bank Certificate of Deposit. Choose from a wide range of terms that best fit your needs.

  • Available in terms from 3-60 months
  • Automatic renewal for your convenience
  • Various interest payment plans are available
  • Rates vary with the terms of Certificate and are subject to change
  • There may be a penalty for early withdrawal

Rates are effective as of October 28, 2024

Certificate Rates

Comparison table of Certificate Rates

Product

Dividend Rate

APY*

3 Month Certificate*** 4.27% 4.35%
6 Month Certificate 4.22% 4.30%
12 Month Certificate 4.17% 4.25%
18 Month Certificate 4.12% 4.20%
24 Month Certificate 3.69% 3.75%
36 Month Certificate 3.45% 3.50%
48 Month Certificate 3.20% 3.25%
60 Month Certificate 2.96% 3.00%

Open a Certificate of Deposit

For current rates stop by your local office or call a personal banker:

     * APY is Annual Percentage Yield
 ***  Must have a TSB Bank checking, savings, or loan at CD opening or renewal to qualify for the Relationship Rate.
**** Minimum balance to earn APY

Member FDIC