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Certificate of Deposit

Personal Banking

Watch your money grow by investing in a TSB Bank Certificate of Deposit. Choose from a wide range of terms that best fit your needs.

  • Available in terms from 3-60 months
  • Automatic renewal for your convenience
  • Various interest payment plans are available
  • Rates vary with the terms of Certificate and are subject to change
  • There may be a penalty for early withdrawal

Rates are effective as of December 5, 2022

Certificate of Deposit Rates

Certificate of Deposit Rates

Product

Min. Daily Balance****

Interest Rate

APY*

3 Month Certificate $500 0.80% 0.80%
3 Month Relationship Rate*** $500 0.95% 0.95%
6 Month Certificate $500 1.00% 1.00%
6 Month Relationship Rate*** $500 1.15% 1.15%
12 Month Certificate $500 1.45% 1.45%
12 Month Relationship Rate*** $500 1.60% 1.60%
18 Month Certificate $500 1.55% 1.56%
18 Month Relationship Rate*** $500 1.70% 1.71%
24 Month Certificate $500 1.85% 1.85%
24 Month Relationship Rate*** $500 2.00% 2.00%
36 Month Certificate $500 2.70% 2.70%
36 Month Relationship Rate*** $500 2.85% 2.85%
48 Month Certificate $500 2.85% 2.85%
48 Month Relationship Rate*** $500 3.00% 3.00%
60 Month Certificate $500 2.95% 2.95%
60 Month Relationship Rate*** $500 3.10% 3.10%

Open a Certificate of Deposit

For current rates stop by your local office or call a personal banker:

     * APY is Annual Percentage Yield
 ***  Must have a TSB Bank checking, savings, or loan at CD opening or renewal to qualify for the Relationship Rate.
**** Minimum balance to earn APY

Member FDIC