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TSB Financial branch lobbies will be closed on Saturdays beginning on Saturday, April 12. Drive-ups will remain open. For locations and hours, visit our locations page.

Watch your money grow by investing in a TSB Bank Certificate of Deposit. Choose from a wide range of terms that best fit your needs.

  • Available in terms from 3-60 months
  • Automatic renewal for your convenience
  • Various interest payment plans are available
  • Rates vary with the terms of Certificate and are subject to change
  • There may be a penalty for early withdrawal

Rates are effective as of October 28, 2024

Certificate Rates

Comparison table of Certificate Rates

Product

Dividend Rate

APY*

3 Month Certificate*** 4.31% 4.40%
6 Month Certificate 4.27% 4.35%
12 Month Certificate 4.22% 4.30%
18 Month Certificate 4.12% 4.20%
24 Month Certificate 3.69% 3.75%
36 Month Certificate 3.45% 3.50%
48 Month Certificate 3.20% 3.25%
60 Month Certificate 2.96% 3.00%

Open a Certificate of Deposit

For current rates stop by your local office or call a personal banker:

     * APY is Annual Percentage Yield
 ***  Must have a TSB Bank checking, savings, or loan at CD opening or renewal to qualify for the Relationship Rate.
**** Minimum balance to earn APY

Member FDIC